LoanForge
An AI mortgage loan-origination platform that extracts borrower data from documents, auto-clears underwriting conditions, and drives every loan to clear-to-close.
// The Loan Pipeline board — cycle-time, auto-clear and pull-through KPIs, a cycle-time trend falling to 14 days, and the active-loans table sorted by conditions outstanding.
Overview
LoanForge turns a folder of borrower documents into a clear-to-close decision. It reads income, employment, assets and liabilities from W-2s, paystubs, bank statements and appraisals — each field tagged to its source page with a confidence score — reconciles them against the 1003 and agency guidelines, and auto-clears the underwriting conditions that pass every rule. BuildspaceLabs designed and built the MVP front end — a Loan Pipeline board for the whole book and a single loan file where extraction, conditions and ratios come together — turning a document-heavy origination workflow into one surface a loan officer can drive to close in days, not weeks.
Highlights
- Turns a stack of borrower documents into extracted, source-cited loan data
- Auto-clears 68% of underwriting conditions without a human touch
- Drafts the exact borrower request for whatever is still outstanding
- Every extracted field carries a confidence score and cites its source document
Gallery
Outcomes
- Delivered a production-quality MVP of the Loan Pipeline board and loan file view in a 10-week engagement
- Consolidated document extraction, condition-clearing and qualification into a single origination workflow
- Gave the origination desk a real-time picture of cycle time, auto-clear rate and pull-through across 312 loans
- Established a reusable design system (loan-type pills, stage funnel, confidence rings, condition checklists) for the product's next surfaces
Tech Stack
Chosen per constraint, not per habit — the stack shifts with the problem.
Features
- Loan Pipeline board with cycle-time, auto-clear and pull-through KPIs above a colour-coded active-loans table
- Document extraction of income, employment and assets — each field with a confidence score and its source document
- Auto-clearing of underwriting conditions that pass every rule, with exceptions routed to a human
- AI-drafted condition requests for outstanding items, with a confidence score and ready to send
- Live DTI, LTV and PITI recomputed from extracted income and liabilities, checked against guidelines
- Loan file detail with an extracted-fields panel, conditions checklist, ratios and next action
See LoanForge as its own site.
Beyond the build, we designed and shipped LoanForge a standalone landing page — its own look, copy and motion. Here's a live preview; scroll inside it, or open it full-screen.
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